Terms Of Service

Last Updated: April 29, 2025

Welcome to Atlas! These Terms of Service ("Terms") govern your use of our application and services ("Service"), designed to assist service members and their families with financial planning.

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

1. Description of Service

Atlas currently provides a chatbot interface utilizing illustrative financial data to demonstrate potential financial planning scenarios (the "MVP Service"). Our goal is to help service members and their families explore financial concepts.

Future Development: We are actively developing the Service. Future versions may include integration with third-party services via APIs to access real-time financial data and offer more personalized financial insights and advice. Features and functionalities are subject to change.

2. Use of Service

  • Eligibility: You must be legally capable of entering into binding contracts to use the Service. The Service is primarily intended for U.S. service members and their families.
  • Acceptable Use: You agree not to misuse the Service or help anyone else do so. You agree not to use the Service for any illegal or unauthorized purpose.

3. Disclaimers - IMPORTANT

  • No Financial Advice (MVP Stage): The current MVP Service uses dummy data for illustrative purposes ONLY. The information provided does NOT constitute financial, investment, legal, tax, or other professional advice.
  • Not a Substitute for Professional Advice: Atlas is not a substitute for advice from a qualified financial advisor, accountant, or other financial professional. Always seek the advice of a qualified professional before making any financial decisions.
  • "As Is" Service: The Service is provided "as is" and "as available" without any warranties of any kind, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the service will be uninterrupted, secure, or error-free.
  • Future Advice Disclaimer: Even when future versions incorporate real-time data and offer insights, this information should still be considered informational and supplementary to advice from qualified professionals. Financial decisions carry risk.

4. Limitation of Liability

To the fullest extent permitted by applicable law, Atlas shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (a) your access to or use of or inability to access or use the Service; (b) any conduct or content of any third party on the Service; (c) any content obtained from the Service; or (d) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage.

Your use of the Service is at your sole risk. You are solely responsible for your financial decisions.

5. Fees and Payment

The current MVP Service is provided free of charge.

Future Subscriptions: We reserve the right to introduce subscription fees for individuals or groups in the future for access to enhanced features or the Service generally. We will provide notice of any fee changes, and you will have the opportunity to accept the new fees or discontinue your use of the paid services.

6. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Atlas and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries.

7. Privacy

Your privacy is important to us. Please review our Privacy Policy which explains how we collect, use, and share information about you.

8. Governing Law

These Terms shall be governed and construed in accordance with the laws of the state of Texas, without regard to its conflict of law provisions.

9. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms.

10. Contact Us

If you have any questions about these Terms, please contact us at: [email protected].

Disclaimer: These Terms of Service are provided as a template and may not be legally sufficient for your specific needs. Consult with a qualified legal professional to ensure compliance with all applicable laws and regulations.